Vellore's trusted chit fund.
Save Together.
Turn small monthly savings into big goals. Chit plans from ₹25,000 to ₹1 crore, with live oral auctions, a fixed 5% commission and a clear account of every rupee.
Your family's trusted savings partner
Nachiyar Chit Fund Private Limited is a registered company based in Vellore. Since 2018 we have helped families, traders and salaried people save regularly and get a lump sum when they need it.
Every chit runs through an open auction. The auction discount is shared with all members as dividend, and our commission is a fixed 5%. Everything is simple and transparent.
- Live oral auction, no fixed allotment
- Full details and calculations on our mobile app
- Quick processing and secure transactions
நம்பிக்கையுடன்... வளர்ச்சியின் வழியில்... உங்கள் நலனுக்காக...
With trust, on the path of growth, for your well-being — our promiseWhy members trust us
We keep saving simple, safe and rewarding for every member.
Member-friendly plans
Instalments to suit your income: daily, weekly or monthly.
Flexible plans
From ₹25,000 to ₹1 crore, 10 to 100 instalments.
Safe & secure
A receipt and a proper record for every payment.
Financial discipline
Builds a regular saving habit that keeps growing.
Professional management
An experienced team runs every auction by the rules.
Transparent process
Auction, dividend and commission are all shown clearly.
Quick processing
Prize money is released quickly after the auction.
Long-term growth
Members who wait earn extra through dividends.
A plan for every dream
Choose the plan that fits your need and budget. Tap a card to see full details.
Pay less, get more
Gold Scheme A1: a ₹1,00,000 chit over 10 months. Each month's auction dividend lowers your instalment. A member who waits till the end pays only ₹89,050 and receives ₹95,000.
- Month 1: full instalment of ₹10,000
- From month 2: as low as ₹8,000 after dividend
- Need money early? Bid in any month's auction
How a chit fund works
Join a plan
Pick the amount and duration that suit you, and join with your documents.
Pay instalments
Pay your instalment every month, week or day.
Join the auction
Need money? Bid in the live auction and take the chit amount.
Earn dividends
The auction discount is shared by all, so your instalment goes down.
15 days interest-free loan
Our support for your urgent needs. Use up to 45% of the amount you have paid, for 15 days, with zero interest.
- For regular chit members who pay on time
- Available even if you are only in your 5th or 7th instalment
- Helps when you cannot take the chit yet but need money now
An example
For every milestone in life
An officially registered company
Common questions
Start your savings journey today
Not sure which chit suits you? Call or WhatsApp us and we will explain everything in simple words.